Henry is persuaded to give Tom their boat to return to the armored truck. Resurfacing from the submerged truck, he finds the gang holding the elderly couple hostage. Tom says he will tell them where the money is. Jim reveals to Tom that the latter’s uncle Charlie was in cahoots with the gang, and did not actually call the National Guard; he was only killed because Kenny was not told Charlie was on their side. Tom finds the money has disappeared. They are ambushed by Mike and his deputies plus Hank, who have found Karen and intend to keep the money for themselves.