Derailed 🎥 2005 Movie Info

Plot Summary

Chicago advertising executive Charles Schine lives with his wife Deanna and their daughter Amy, who suffers from type 1 diabetes, which requires expensive medical treatment. On a commuter train to work one morning, Charles meets Lucinda Harris, a financial advisor who is married with a daughter. The two begin meeting and one evening decide to take a room in a cheap hotel. As they are undressing, an armed man bursts into their room and robs them and beats Charles, and then brutally rapes Lucinda. Not wanting her husband to learn of her affair, Lucinda persuades Charles not to report the crime and they go their separate ways.

Days later, the man, who identifies himself as Philippe LaRoche, contacts Charles and threatens to kill his family if he does not pay him $20,000. He takes the money from their savings, goes to the meeting point and hands over the cash. LaRoche beats Charles for cancelling his credit cards. A month later, LaRoche calls again, this time demanding $100,000. Charles explains his situation to his work colleague Winston, an ex-con. Winston offers to scare off LaRoche for ten percent of the demanded payout. Charles embezzles $10,000 from his company and he and Winston plot to get the drop on LaRoche at the specified meeting location.

However, LaRoche surprises them, shoots Winston dead, and takes the $10,000. Charles dumps the car with Winston’s body into the river and later gives a false alibi when questioned by Detective Franklin Church. Charles receives another call from LaRoche, saying he is holding Lucinda hostage and will kill her if he does not deliver the full $100,000. Charles takes the money from the account meant for his daughter’s medical treatment, goes to Lucinda’s apartment, and makes the payoff to LaRoche and his partner Dexter.

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